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Showing posts from October, 2019

6 signs to Identify Scam Credit Repair Companies

Struggling with bad credit is okay but not doing anything about it is not. But once people start demanding credit repair services, the company's serving them begin to take advantage. Meanwhile, many people have developed a view of credit repair companies being illegal altogether. However, that is partially correct.  Here, we will try to identify some unethical practices by credit repair companies to categorize them as a fraud. These are some that are illegal and outside the regulations of the country. It's to avoid them exploiting their customers. Also, it's to make the customers aware of how to genuinely rebuild credit score.  The Subtle Signs The signs are mostly subtle and one has to notice their behavior to spot the fraud activity. Let's go through each of them.  Charging Money in Advance It is the most prominent practice that credit repair services do. They promise some services and ask for money in advance before actually starting. Fro

5 Secrets to Deal With Credit Card Collection Agencies

Stuck in a situation where the debt collector is after you or calling every day, but you can’t afford to pay the due sum in full? If so, then the last resort for you is to probably talk with them. Dealing with the credit card collection agencies is more of a headache and nightmare than anything else. The reason? You never know how they will react. To help you out, we are sharing some collection agencies secrets to keep the talking smooth and favorable for you. Let’s take a look: 1. Keep the Same Story The individual on the opposite end wouldn't like to hear every one of the insights regarding why you're not ready to pay your bills. However, they do need to know whether you are in a hardship circumstance and what you are trying to do to maintain your credit rating and get back on track. It's useful to concoct a couple of sentences that you can utilize reliably when you converse with banks. But make sure the statements you make are same. 2. Don’t Do th